[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ncom.cz\/od-koho-si-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.ncom.cz\/od-koho-si-pujcit\/","headline":"Od koho si p\u016fj\u010dit?","name":"Od koho si p\u016fj\u010dit?","description":"Pokud si chce \u010dlov\u011bk p\u016fj\u010dit pen\u00edze nebo to vysloven\u011b pot\u0159ebuje, n\u011bkdy usp\u011bje hned na prvn\u00ed pokus t\u0159eba v n\u011bjak\u00e9 nejmenovan\u00e9 bance. Ale v\u011bt\u0161inou tomu tak nen\u00ed, v\u011bt\u0161ina lid\u00ed takov\u00e9 \u0161t\u011bst\u00ed… ","datePublished":"2019-06-11","dateModified":"2019-06-11","author":{"@type":"Person","@id":"https:\/\/www.ncom.cz\/author\/#Person","name":"","url":"https:\/\/www.ncom.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6808215d501bdbb001ef3734be3cdad1be23596de78c590ed2ac5868fce74c95?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6808215d501bdbb001ef3734be3cdad1be23596de78c590ed2ac5868fce74c95?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ncom.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ncom.cz\/wp-content\/uploads\/img_a352315_w1716_t1566887997.jpg","url":"https:\/\/www.ncom.cz\/wp-content\/uploads\/img_a352315_w1716_t1566887997.jpg","height":0,"width":0},"url":"https:\/\/www.ncom.cz\/od-koho-si-pujcit\/","about":["Online"],"wordCount":407,"articleBody":"      Pokud si chce \u010dlov\u011bk p\u016fj\u010dit pen\u00edze nebo to vysloven\u011b pot\u0159ebuje, n\u011bkdy usp\u011bje hned na prvn\u00ed pokus t\u0159eba v n\u011bjak\u00e9 nejmenovan\u00e9 bance. Ale v\u011bt\u0161inou tomu tak nen\u00ed, v\u011bt\u0161ina lid\u00ed takov\u00e9 \u0161t\u011bst\u00ed nem\u00e1. A to z toho prost\u00e9ho d\u016fvodu, \u017ee banky maj\u00ed sv\u00e1 jasn\u011b dan\u00e1 p\u0159\u00edsn\u00e1 pravidla a za t\u011bmi si stoj\u00ed i v p\u0159\u00edpadech, kdy mus\u00ed odm\u00edtnout n\u011bkoho ze \u017eadatel\u016f t\u0159eba i kv\u016fli n\u011bjak\u00e9 mali\u010dkosti. A proto zejm\u00e9na ti, kdo maj\u00ed n\u00edzk\u00e9 p\u0159\u00edjmy nebo dokonce negativn\u011b p\u016fsob\u00edc\u00ed z\u00e1znam v registrech dlu\u017en\u00edk\u016f, m\u00edvaj\u00ed sm\u016flu a v bank\u00e1ch se se zlou pot\u00e1\u017eou. A pokud onu p\u016fj\u010dku v\u00e1\u017en\u011b pot\u0159ebuj\u00ed, obracej\u00ed se tam, kde je \u00fasp\u011bch jejich sna\u017een\u00ed daleko pravd\u011bpodobn\u011bj\u0161\u00ed. Tedy na nebankovn\u00ed sektor, kde je k m\u00e1n\u00ed nebankovn\u00ed hypot\u00e9kahttps:\/\/www.ferovahypoteka.cz\/americka-nebankovni-hypoteka\/. Pro\u010d je pr\u00e1v\u011b tento typ p\u016fj\u010dky tolik popul\u00e1rn\u00ed (nejen) mezi lidmi, maj\u00edc\u00edmi ekonomick\u00e9 t\u011b\u017ekosti?  Je to prost\u00e9. Zde se toti\u017e neprov\u011b\u0159uj\u00ed majetkov\u00e9 pom\u011bry \u017eadatel\u016f ani zdaleka tak p\u0159\u00edsn\u011b jako dejme tomu v bank\u00e1ch, nemus\u00ed tu vadit ani n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f a panuje tu zna\u010dn\u00e1 flexibilita, umo\u017e\u0148uj\u00edc\u00ed naj\u00edt n\u011bjak\u00e9 to oboustrann\u011b v\u00fdhodn\u00e9 \u0159e\u0161en\u00ed, d\u00edky n\u011bmu\u017e lze p\u016fj\u010dku poskytnout. A to v\u0161e p\u0159edev\u0161\u00edm kv\u016fli tomu, \u017ee je zde ka\u017edop\u00e1dn\u011b po\u017eadov\u00e1na z\u00e1stava n\u011bjak\u00e9 nemovitosti coby z\u00e1ruka. A kdy\u017e u\u017e \u010dlov\u011bk takovou z\u00e1ruku poskytne a \u010derp\u00e1 a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny dan\u00e9 nemovitosti coby p\u016fj\u010dku, je jist\u00e9, \u017ee jsou jeho \u00famysly \u010dist\u00e9 a nen\u00ed tak t\u0159eba \u017e\u00e1dn\u00e1 d\u016fkladn\u00e1 prov\u011brka \u010dehokoliv, co se solventnosti takov\u00e9ho \u017eadatele t\u00fdk\u00e1. A tak u\u017e je v na\u0161ich \u0159ad\u00e1ch dost t\u011bch, kdo vyplnili jednoduch\u00fd on-line dotazn\u00edk, poslali nebankovn\u00ed spole\u010dnosti k posouzen\u00ed n\u011bkolik sn\u00edmk\u016f sv\u00e9 nemovitosti a z\u00e1hy z\u00edskali pot\u0159ebn\u00e9 finance, ani\u017e by museli p\u0159edem cokoli zaplatit, cokoliv osobn\u00edho na sebe vyzrazovat nebo si jinak znep\u0159\u00edjem\u0148ovat \u017eivot. A mezi takov\u00fdmi m\u016f\u017eete b\u00fdt nejsp\u00ed\u0161e i vy, pot\u0159ebujete-li si od n\u011bkoho p\u016fj\u010dit.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Od koho si p\u016fj\u010dit?","item":"https:\/\/www.ncom.cz\/od-koho-si-pujcit\/#breadcrumbitem"}]}]